Q7. I have a child under the age of 18, do I need to appoint a guardian?
A7. A guardian is someone you have named in your Will as the person you would like to be responsible for your children if they are orphaned before reaching the age of 18. If when you pass away, your spouse is still alive, they will normally continue to have full responsibility for the children. However, if neither parent survives, then the guardians you have appointed will take on the responsibility for your children.